Buy Now Pay Later
Fornisca - Buy Now Pay Later
Fornisca is able to offer an attractive finance offer to customers wanting to place an order over the value of £300. How about paying nothing for 12 months? An excellent alternative to paying on a debit or credit card our finance deal allows customers to purchase furniture without breaking the bank with the ability to spread the cost over 12 months.
It is entirely up to the customer the amount of deposit they would like pay if anything at all. Please give Fornisca’s friendly staff a call on 0845 094 1514 to go through a finance application form. Once we have processed the application with the finance company an email will be sent informing the customer of the decision (accepted or declined).
All accepted application emails will include an attached finance form which must be printed off, read through, signed and returned to Fornisca at the address below:
Fornisca
Toll Point
Unit 15 & 16
Lichfield Road
Brownhills
West Midlands
WS8 6JZ
Important:
Please note that Fornisca are not involved in the credit scoring process. Financial services use credit scoring to evaluate the credit risk of the applicant.
A lender’s credit scoring system allocates points for each item of relevant information, such as whether you are a homeowner (and for how long), your employment status, income and history of handling debt, and adds these up to produce a score.
If your score reaches a certain level, then the lender may agree to your loan request. If you do not score highly enough, your application may be rejected.
Lenders generally have their own points system, although sometimes scores are calculated by credit reference agencies and these may be used by lenders.
Keep in mind:
Lenders are not obliged to accept an application, but a refusal does not necessarily mean you are marked down as a bad risk. It simply means that based on the information available, the lender is not prepared to lend you money at that particular time. It may be that you do not fit the profile of the potential customers it is trying to attract.
However, lenders have different lending criteria and scoring systems, and so an application to another lender might prove successful. A refusal might be due to a recent change in your address or employment status.
Lending decisions are not allowed to be made on the basis of race, gender, disability, colour or religion.
If you require any further information please call us on 0845 094 1514 or email info@fornisca.com
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